Statutory Compliance,
Simplified for You
ESI and PF are two vital pillars of employee welfare in India. Managing registrations, returns, payments, and claims can be complex — but with our CA-led team, your statutory obligations become effortless, efficient, and penalty-free.
ESI & PF at a Glance
ESI — Employees' State Insurance
Managed by ESIC
A periodic filing by employers to ESIC showing contributions deducted and deposited for employee medical and social security benefits. Applicable for businesses with 10 or more employees earning ≤ ₹21,000/month.
PF — Employees' Provident Fund
Managed by EPFO
A monthly and annual filing to EPFO reflecting PF contributions made by employer and employee for retirement savings. Mandatory for establishments with 20 or more employees.
Contribution Rates & Tax Liability
Employer Contributions
Employee Contributions
ESI & PF Benefits for Employees
Retirement Corpus
~8% InterestMonthly PF contributions accumulate into a tax-free retirement fund earning competitive interest.
EPS Pension
Lifelong PensionMonthly pension from age 58 if employee has 10+ years of qualifying service.
Medical Coverage
Family CoveredFree treatment for employee and dependents at ESIC hospitals plus sickness benefit payouts.
Maternity Benefit
26 Weeks Full PayFull salary paid to insured women employees for 26 weeks of maternity leave.
Disablement Benefit
90% of SalaryPermanent disability during employment entitles employee to 90% of daily wages for life.
EDLI Insurance
Up to ₹7 LakhNominee receives up to ₹7 lakh insurance in case of employee's death during service.
Benefits for Employers & Companies
Legal Compliance
Avoid penalties, inspector visits, and license-related issues that disrupt business operations.
Tax Deduction
Employer contributions are fully deductible, reducing your overall corporate income tax liability.
Employee Retention
Contributing to PF and ESI builds employee trust, satisfaction, and long-term loyalty.
Government Subsidies
Eligible for schemes like PMRPY where the government pays a portion of PF contributions.
PF & ESI Return Filing Process
PF Monthly Returns
- Form 5 Details of new joiners added during the month
- Form 10 Details of employees who exited the organisation
- Form 12A Monthly contribution summary for all employees
- ECR Electronic Challan-cum-Return uploaded via EPFO portal
PF Annual Returns
- Form 3A Individual employee-wise contribution details for the year
- Form 6A Consolidated summary of all employees' annual contributions
ESI Monthly Returns
- Online Uploaded directly through the ESIC employer portal
- Wages Includes details of employee wages and ESI contributions
- E-Challan Payment made via secure online e-challan system
PF Withdrawal Process
- Form 19 Final PF withdrawal on retirement or resignation
- Form 10C EPS pension withdrawal or scheme certificate
- Form 31 Partial advance withdrawal for home/medical/marriage
PF Withdrawal — Step by Step
Login to EPFO Member Portal
Access the EPFO Unified Member Portal using your UAN and password.
Update & Verify KYC
Ensure Aadhaar, PAN, and bank account details are linked and verified on the portal.
Submit the Claim Form
Submit Form 19 (full PF), Form 10C (pension), or Form 31 (advance withdrawal) as applicable.
Track Your Claim
Monitor claim status through the UMANG app or EPFO portal. No employer signature needed if KYC is Aadhaar-verified.
Receive Settlement
Amount is credited directly to your linked bank account within 7–15 working days.
Return Filing Due Dates
Penalties for Non-Compliance
Services We Offer
Why Choose Us?
Labour Law Expertise
CA-led team with deep knowledge of ESI, PF, and broader labour law compliance requirements.
Affordable Pricing
Transparent and startup-friendly pricing with no hidden charges — built for MSMEs & SMEs.
100% Digital Process
Fully paperless — all filings, challans, and returns handled online with timely reminders.
Personalised Support
Dedicated support for small and medium businesses with quick turnaround and zero delays.